@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600&family=Playfair+Display:ital,wght@0,500;1,500&display=swap');
:root{--navy:#071a2c;--navy2:#0d2942;--white:#f8fafb;--ink:#12283a;--muted:#6f7c87;--gold:#c4a76d;--pale:#e6d8b8;--line:rgba(20,46,66,.14);--serif:'Playfair Display',Georgia,serif;--sans:'Manrope',Arial,sans-serif;--wrap:min(1180px,calc(100% - 48px))}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);font-weight:300;line-height:1.7}a{color:inherit;text-decoration:none}.wrap{width:var(--wrap);margin:auto}.header{position:absolute;z-index:10;left:0;right:0;height:88px;padding:0 max(24px,calc((100% - 1180px)/2));display:flex;align-items:center;justify-content:space-between;color:white;border-bottom:1px solid rgba(255,255,255,.14)}.header.fixed{position:fixed;background:rgba(7,26,44,.95);backdrop-filter:blur(12px)}.brand{display:flex;align-items:center;gap:14px;width:max-content}.brand b{font:500 29px/1 var(--serif);letter-spacing:-3px;padding-right:15px;border-right:1px solid #748392}.brand b span,.brand i{color:var(--pale);font-style:normal;font-size:.7em}.brand>span{text-transform:uppercase;font-size:13px;font-weight:500;letter-spacing:2px;line-height:1.2}.brand small{display:block;color:#aeb8c1;font-size:7px;letter-spacing:3px;margin-top:4px}.header nav{display:flex;align-items:center;gap:30px;font-size:12px;color:#c7d0d7}.nav-cta{padding:12px 17px;border:1px solid rgba(230,216,184,.55);color:white!important}.menu{display:none;background:none;border:0;padding:10px}.menu span{display:block;width:25px;height:1px;background:white;margin:7px}.hero{min-height:750px;height:100svh;max-height:920px;position:relative;overflow:hidden;color:white;background:radial-gradient(circle at 75% 45%,#193f5d 0,var(--navy2) 28%,var(--navy) 67%);display:flex;align-items:center;padding:80px max(24px,calc((100% - 1180px)/2)) 0}.hero:before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:90px 90px}.rings:before,.rings:after{content:'';position:absolute;border:1px solid rgba(220,230,237,.13);border-radius:50%;top:50%;transform:translateY(-50%)}.rings:before{width:650px;height:650px;right:-30px}.rings:after{width:460px;height:460px;right:65px}.hero-content{position:relative;z-index:2;width:760px}.eyebrow,.number{text-transform:uppercase;font-size:10px;font-weight:500;letter-spacing:2.6px}.eyebrow{display:flex;align-items:center;gap:12px;color:#b9c4cc}.eyebrow span{width:34px;height:1px;background:var(--gold)}h1,h2{font-family:var(--serif);font-weight:500;line-height:1.07;letter-spacing:-2px;margin:0}h1{font-size:clamp(58px,7.2vw,98px)}h1 em,h2 em{font-weight:400;color:#aebbc5}.lead{color:#bdc7cf;font-size:17px;max-width:590px;margin:28px 0 35px}.actions{display:flex;gap:14px}.button{min-height:53px;padding:0 22px;border:1px solid transparent;display:inline-flex;align-items:center;justify-content:space-between;gap:28px;font:500 12px var(--sans);cursor:pointer}.gold{background:linear-gradient(115deg,#eadfc7,#bea064);color:#12283a}.outline{border-color:rgba(255,255,255,.35)}.hero-note{position:absolute;z-index:2;right:max(24px,calc((100% - 1180px)/2));bottom:155px;width:270px;border-top:1px solid rgba(255,255,255,.35);padding-top:17px;color:#aebbc5;font-size:12px}.hero-note small{color:var(--pale);letter-spacing:2px;font-size:8px}.scroll{position:absolute;z-index:2;bottom:28px;right:max(24px,calc((100% - 1180px)/2));font-size:8px;letter-spacing:2px;color:#8fa0ad;display:flex;gap:15px;align-items:center}.scroll span{width:45px;height:1px;background:#8293a0}.light,.navy,.about{padding:120px 0}.navy{background:var(--navy);color:white}.intro-grid{display:grid;grid-template-columns:190px 1fr 300px;gap:60px}.number{color:#81909b;margin:7px 0}.intro h2,.section-head h2,.why h2,.about h2,.contact h2{font-size:clamp(42px,5vw,66px)}.intro-grid>p:last-child,.section-head>p,.why-copy>p:last-child,.about-text>p,.contact-grid>div>p:not(.eyebrow){font-size:14px;color:var(--muted)}.section-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:60px}.section-head>p{max-width:390px;color:#9eabb6}.cards{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid rgba(255,255,255,.14)}.cards article{position:relative;min-height:405px;padding:28px;border-right:1px solid rgba(255,255,255,.14)}.cards article:nth-child(4){border:0}.cards article>small{position:absolute;right:25px;color:#718694;font-size:9px}.icon{width:47px;height:47px;border:1px solid #43586a;display:grid;place-items:center;color:var(--pale);font-size:22px}.cards h3,.why h3{font:500 24px/1.3 var(--serif)}.cards article>p,.family>div p{font-size:12px;color:#9aabb7}.cards article>a{position:absolute;bottom:28px;left:28px;right:28px;padding-top:14px;border-top:1px solid rgba(255,255,255,.14);font-size:8px;letter-spacing:1.4px;text-transform:uppercase}.cards .family{grid-column:1/-1;min-height:160px;border:0;border-top:1px solid rgba(255,255,255,.14);display:grid;grid-template-columns:48px 1fr 180px;gap:30px;align-items:center}.family h3{margin:0}.family>a{position:static}.why-grid,.about-grid,.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:10vw}.why-copy{position:sticky;top:130px;align-self:start}.why ol{list-style:none;margin:0;padding:0}.why li{display:grid;grid-template-columns:50px 1fr;gap:20px;padding:27px 0;border-bottom:1px solid var(--line)}.why li>span{font-size:9px;color:#84929d}.why h3{margin:0 0 5px}.why li p{margin:0;color:var(--muted);font-size:13px}.about{background:#edf0f2}.about-grid{align-items:center}.portrait{min-height:560px;background:linear-gradient(145deg,#16354f,#0a2033);display:flex;flex-direction:column;align-items:center;justify-content:center;position:relative;overflow:hidden;color:#dce3e8}.portrait:before,.portrait:after{content:'';position:absolute;border:1px solid rgba(255,255,255,.12);border-radius:50%}.portrait:before{width:350px;height:350px}.portrait:after{width:500px;height:500px}.portrait span,.portrait small{z-index:1}.portrait span{font:500 27px var(--serif)}.portrait small{letter-spacing:2px;color:#91a2af}.about-text .large{font:500 21px/1.6 var(--serif);color:#2b4052}.signature{margin-top:45px;font:italic 30px var(--serif);color:#6f7e89}.signature small{font:500 8px var(--sans);letter-spacing:1.5px;margin-left:15px}.contact-grid{grid-template-columns:1fr 480px}.contact-grid>div>p:not(.eyebrow){color:#9baab5}.details{margin-top:45px;border-top:1px solid rgba(255,255,255,.14);padding-top:24px;display:grid;grid-template-columns:90px 1fr;gap:10px}.details small,footer small{font-size:8px;letter-spacing:2px;color:#8395a3}.contact form{background:white;color:var(--ink);padding:38px}.contact form h3{font:500 25px var(--serif);margin:0 0 25px}.contact label{display:block;font-size:8px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;margin:18px 0}.contact input,.contact textarea{width:100%;padding:10px 0;border:0;border-bottom:1px solid #c9d0d5;outline:0;resize:vertical}.row{display:grid;grid-template-columns:1fr 1fr;gap:24px}.check{display:flex!important;gap:10px;text-transform:none!important;letter-spacing:0!important;color:#74818a}.check input{width:15px}.contact form .button{width:100%}.status{min-height:18px;font-size:10px;color:#3d6c4d}.contact h2{margin-bottom:25px}footer{background:#04131f;color:#9caab5;padding:60px 0 22px}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px;padding-bottom:50px}.footer-top .brand{color:white}.footer-top>p{font:500 19px/1.5 var(--serif);margin:0}.footer-top>div a{display:block;font-size:11px}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding-top:20px;display:grid;grid-template-columns:1fr 1fr 1fr;font-size:8px}.footer-bottom>span:nth-child(2){text-align:center}.footer-bottom nav{display:flex;justify-content:flex-end;gap:25px}.reveal{opacity:0;transform:translateY(16px);transition:.7s}.reveal.visible{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}
@media(max-width:900px){:root{--wrap:min(700px,calc(100% - 40px))}.header{height:76px;padding:0 20px}.menu{display:block}.header nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--navy);padding:25px 20px;flex-direction:column;align-items:stretch}.header nav.open{display:flex}.hero-content{width:100%}.hero-note{display:none}.intro-grid{grid-template-columns:1fr;gap:25px}.section-head{display:block}.section-head>p{margin-top:25px}.cards{grid-template-columns:1fr 1fr}.cards article:nth-child(2){border-right:0}.cards article:nth-child(3),.cards article:nth-child(4){border-top:1px solid rgba(255,255,255,.14)}.why-grid,.about-grid,.contact-grid{grid-template-columns:1fr;gap:60px}.why-copy{position:static}.contact form{max-width:560px}.footer-top{grid-template-columns:1fr 1fr}.footer-top .brand{grid-column:1/-1}}
@media(max-width:560px){:root{--wrap:calc(100% - 32px)}.light,.navy,.about{padding:85px 0}.hero h1{font-size:49px}.hero .lead{font-size:15px}.actions{flex-direction:column}.intro h2,.section-head h2,.why h2,.about h2,.contact h2{font-size:41px}.cards{grid-template-columns:1fr}.cards article{border:0;border-top:1px solid rgba(255,255,255,.14)}.cards article:first-child{border-top:0}.cards .family{display:block;min-height:390px}.family>div{margin-top:35px}.family>a{position:absolute}.portrait{min-height:420px}.row{grid-template-columns:1fr}.contact form{padding:25px}.footer-top,.footer-bottom{grid-template-columns:1fr;gap:18px}.footer-top .brand{grid-column:auto}.footer-bottom>span:nth-child(2){text-align:left}.footer-bottom nav{justify-content:flex-start}}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center top;mix-blend-mode:multiply;opacity:.96}.portrait:before{z-index:1;border-color:rgba(15,45,70,.16)}.portrait:after{z-index:1;border-color:rgba(143,200,255,.4)}.portrait-label{position:absolute;z-index:2;left:28px;bottom:28px;padding:13px 18px;background:rgba(7,26,44,.9);color:#fff}.portrait-label span{font:500 19px var(--serif);display:block}.portrait-label small{display:block;font-size:8px;letter-spacing:1.5px;color:#b9d8ef;margin-top:3px}
/* Visitenkarten-Look: hell, klar und mit diagonalen Hellblau-Flächen */
:root{--navy:#08254b;--navy2:#174a7d;--white:#ffffff;--ink:#08254b;--muted:#55718a;--gold:#86c5f5;--pale:#d8efff;--line:rgba(8,37,75,.14)}
body{background:#fff;color:var(--ink);font-family:'Manrope',Arial,sans-serif}
h1,h2,h3,.signature,.portrait-label span{font-family:'Manrope',Arial,sans-serif}
h1,h2{font-weight:700;letter-spacing:-2.5px}h1 em,h2 em{color:#3778ad;font-style:normal;font-weight:700}
.hero{background:linear-gradient(135deg,#08254b 0%,#174a7d 62%,#8fcdf7 100%)}
.hero:after,.about:after,.intro:after{content:'';position:absolute;pointer-events:none;width:38%;height:100%;right:0;top:0;background:linear-gradient(130deg,transparent 0 35%,rgba(216,239,255,.55) 35% 51%,transparent 51%)}
.hero{isolation:isolate}.hero>*{z-index:1}.intro,.about{position:relative;overflow:hidden;background:#fff}.intro-grid,.about-grid{position:relative;z-index:1}
.navy{background:#08254b}.section-head h2,.contact h2{color:#fff}.section-head h2 em,.contact h2 em{color:#bfe3ff}
.button.gold{background:linear-gradient(115deg,#d9efff,#8bc8f5);color:#08254b}.button.outline{border-color:rgba(255,255,255,.6)}
.about{background:linear-gradient(135deg,#fff 0%,#f4faff 70%,#e3f3ff 100%)}
.portrait{background:linear-gradient(135deg,#dff2ff,#8dc9f3)}
.portrait-label{background:#08254b}.portrait-label small{color:#bfe3ff}
.signature{color:#174a7d}
.portrait:before,.portrait:after{display:none}
.hero-note{display:none}
.hero-portrait{position:absolute;z-index:1;right:max(24px,calc((100% - 1180px)/2));bottom:0;width:min(43vw,520px);height:84%;display:flex;align-items:flex-end;justify-content:flex-end;overflow:hidden;clip-path:polygon(24% 0,100% 0,100% 100%,0 100%);background:linear-gradient(135deg,rgba(216,239,255,.2),rgba(216,239,255,.7))}.hero-portrait picture{display:block;width:100%;height:100%}.hero-portrait img{width:100%;height:100%;object-fit:cover;object-position:center top;mix-blend-mode:multiply;opacity:.95}.hero-content{z-index:2}
@media(max-width:900px){.hero-portrait{right:-70px;width:55vw;height:64%;opacity:.7}.hero-content{max-width:72%}}
@media(max-width:560px){.hero-portrait{right:-95px;width:78vw;height:52%;opacity:.45}.hero-content{max-width:100%}}
@media(max-width:560px){
  body{font-size:15px;line-height:1.65}
  .header .brand>span{font-size:11px;letter-spacing:1.4px}.header .brand b{font-size:25px}
  .hero{min-height:720px;padding-top:100px;align-items:flex-start}
  .hero:after{width:100%;opacity:.45}.hero-content{padding-top:35px}
  .hero h1{font-size:44px;line-height:1.08;letter-spacing:-1.5px;max-width:310px}.hero .lead{font-size:16px;line-height:1.55;max-width:310px;margin:20px 0 26px}
  .actions .button{width:100%;min-height:56px;padding:0 18px}
  .intro-grid,.why-grid,.about-grid,.contact-grid{gap:38px}.light,.navy,.about{padding:72px 0}
  .intro h2,.section-head h2,.why h2,.about h2,.contact h2{font-size:36px;line-height:1.12;letter-spacing:-1px}
  .intro-grid>p:last-child,.section-head>p,.why-copy>p:last-child,.about-text>p,.contact-grid>div>p:not(.eyebrow){font-size:15px;line-height:1.65}
  .cards article{min-height:330px;padding:24px}.cards h3{font-size:22px}.cards article>a{left:24px;right:24px;bottom:24px}
  .portrait{min-height:390px}.about-text .large{font-size:20px}.contact form{padding:22px}.contact form h3{font-size:23px}
}
.cards [data-service]{cursor:pointer;transition:background-color .25s ease}.cards [data-service]:hover,.cards [data-service]:focus-visible{background:rgba(143,200,255,.08);outline:none}

/* Mobile hero: portrait gets its own clear area above the text. */
@media(max-width:560px){
  .hero{min-height:0;height:auto;max-height:none;padding:76px 16px 48px;display:flex;flex-direction:column;align-items:stretch}
  .hero-portrait{position:relative;order:0;right:auto;bottom:auto;width:100%;height:330px;margin:0 auto 12px;opacity:1;clip-path:none;background:transparent;display:flex;align-items:flex-end;justify-content:center;overflow:hidden}
  .hero-portrait picture{display:block;width:100%;height:100%}
  .hero-portrait img{display:block;width:100%;height:100%;object-fit:cover;object-position:center top;mix-blend-mode:multiply;opacity:1}
  .hero-content{order:1;max-width:none;width:100%;padding:18px 0 0}
  .hero-content .eyebrow{font-size:9px;letter-spacing:2px}
  .hero h1{max-width:330px}
  .hero .lead{max-width:330px}
  .hero:after{z-index:0}
}
/* Leistungsraster: sechs gleichwertige Karten in zwei Reihen. */
@media(min-width:901px){
  .cards{grid-template-columns:repeat(3,1fr)}
  .cards article:nth-child(3),.cards article:nth-child(6){border-right:0}
  .cards article:nth-child(4),.cards article:nth-child(5),.cards article:nth-child(6){border-top:1px solid rgba(255,255,255,.14)}
  .cards .family{grid-column:auto;display:block;min-height:405px;border:0;border-top:1px solid rgba(255,255,255,.14);border-right:1px solid rgba(255,255,255,.14);padding:28px}
  .cards .family>div{margin-top:0}
  .cards .family>a{position:absolute}
}
@media(max-width:900px){
  .cards .family{grid-column:auto;display:block;min-height:330px;border:0;border-top:1px solid rgba(255,255,255,.14);padding:28px}
  .cards .family>div{margin-top:0}
  .cards .family>a{position:absolute}
}
@media(max-width:560px){.cards .family{min-height:330px}}
.service-map{margin:0 0 46px}.service-map-image{position:relative;aspect-ratio:3/2;overflow:hidden;background:#dff2ff}.service-map-image>img{display:block;width:100%;height:100%;object-fit:cover}.service-hotspot{position:absolute;display:flex;align-items:flex-end;padding:18px;color:#fff;border:1px solid rgba(255,255,255,.28);background:rgba(8,37,75,0);transition:background-color .25s ease,box-shadow .25s ease;z-index:1}.service-hotspot:hover,.service-hotspot:focus-visible{background:rgba(8,37,75,.38);box-shadow:inset 0 0 0 3px rgba(216,239,255,.75);outline:none}.service-hotspot span{padding:8px 11px;background:rgba(8,37,75,.88);font-size:11px;font-weight:600;letter-spacing:.5px}.hotspot-absicherung{left:0;top:0;width:33.333%;height:50%}.hotspot-altersvorsorge{left:33.333%;top:0;width:33.333%;height:50%}.hotspot-immobilien{left:66.666%;top:0;width:33.334%;height:50%}.hotspot-investments{left:0;top:50%;width:33.333%;height:50%}.hotspot-gesundheit{left:33.333%;top:50%;width:33.333%;height:50%}.hotspot-familien{left:66.666%;top:50%;width:33.334%;height:50%}.service-map-hint{margin:12px 0 0;text-align:right;color:#9fc7e5;font-size:11px;letter-spacing:.3px}
@media(max-width:560px){.service-map{margin-bottom:32px}.service-hotspot{padding:8px}.service-hotspot span{padding:6px 7px;font-size:9px}.service-map-hint{text-align:left;font-size:10px}}

/* Klar gezeichnetes Und-Zeichen im ersten Beratungsargument. */
.why h3 .clear-ampersand{font-family:Arial,Helvetica,sans-serif;font-weight:400;font-style:normal}

/* Unteres Porträt in unveränderten Farben und ohne Überlagerungen. */
.about .portrait{background:#fff}
.about .portrait img{mix-blend-mode:normal;opacity:1;filter:none}
.about .portrait::before,.about .portrait::after{display:none}
.about .portrait-label{display:none}

/* Direkte Profil- und Chatlinks, ohne externe Einbettung. */
.social-link,.footer-top>div a.social-link{display:inline-flex;align-items:center;gap:9px;width:fit-content;min-height:44px}
.social-link svg{display:block;width:23px;height:23px;flex:0 0 23px}
.footer-top>div a.social-link{display:flex}
.header-socials{display:flex;gap:12px;margin:16px 0 22px}
.header-socials .social-icon-only{width:44px;height:44px;justify-content:center;border-radius:50%;background:#08254b;color:#fff}
.header-socials .whatsapp{background:#167c46}
.social-link:hover{opacity:.8}
.social-link:focus-visible{outline:3px solid #60b7f2;outline-offset:4px}

/* Social-Links direkt neben der Marke in der oberen Leiste. */
.header-brand-group{display:flex;align-items:center;gap:18px}
.header-socials{margin:0;gap:6px;flex-shrink:0}
@media(min-width:901px) and (max-width:1150px){.header nav{gap:12px}.header-brand-group{gap:10px}.header-socials{gap:2px}.header .nav-cta{padding:10px}}
@media(max-width:560px){.header-brand-group{gap:8px}.header-socials{gap:2px}.header-brand-group .brand{gap:8px}.header-brand-group .brand>span{font-size:10px;letter-spacing:.5px}.header-brand-group .brand b{padding-right:8px}}
@media(max-width:380px){.header-brand-group .brand>span{display:none}}

/* Startfoto mit hellem Bürohintergrund passend zur Visitenkarte. */
.hero .hero-portrait{opacity:1;background:#dceeff}
.hero .hero-portrait img{mix-blend-mode:normal;opacity:1;filter:none;object-position:56% top}